What is the Best Prepaid Electricity in Texas? – Prepaid Plans in Texas

This article is your guide to figuring out what are the best prepaid electricity plans for Texas in 2024. Navigating the world of electricity in Texas can be as intricate as the state’s diverse landscape. With over 85% of Texans enjoying the freedom to choose their energy providers, the market is ripe with options and opportunities. Among these, prepaid electricity plans stand out for their flexibility and straightforwardness.

These plans allow you to pay for your electricity upfront, granting a level of control and predictability that is highly valued. But with a plethora of choices comes the question: “What is the cheapest prepaid electric in Texas?” We know with the rising costs of energy, many people are looking for cheaper solutions for their electricity. That’s why we’re here to help.

Here at The Energy Professor, we want to give you the information you need to not only save money on your energy bill but also to become more energy efficient. We hope you find this post helpful! It makes it easier for you to know more about no deposit electricity in Texas. Be sure also to check out our one-of-a-kind energy savings calculator!

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Prepaid Electricity Plans in Texas


Prepaid plans, also known as “prepaid lights,” offer a simple concept: pay as you go, without the need for credit verification or binding contracts. This approach aligns perfectly with the independent spirit of Texas, offering a practical solution for managing electricity expenses. However, the variety of plans and the fine print involved can sometimes cloud the clear skies of this seemingly straightforward arrangement.

Prepaid electricity is great for those who are looking for no frills. That means no credit checks, no contracts, hidden costs, fees and total control over your budget and your electricity. Many Texans are choosing no deposit electricity, especially in a deregulated market.

What is the Best Prepaid Electricity in Texas?

Identifying the best prepaid electricity plan in Texas is subjective, as it largely depends on your individual needs and preferences. However, when considering the combination of competitive rates, customer service, and plan reliability, Payless Power’s 12 Month Prepaid plan often stands out. This plan offers a fixed kWh rate for an entire year, providing stability against price fluctuations and transparency in billing.

Additionally, the absence of a credit check or deposit requirement, coupled with the ease of monitoring and managing your usage, makes it an attractive choice for many residents seeking a hassle-free and predictable electricity solution. Nonetheless, it’s crucial to compare this with other plans, factoring in your specific energy needs, usage patterns, and budget to make the most informed decision.

Related post: The Best Companies To Get No Deposit Electricity in Texas

Comparing the Best Prepaid Electricity Plans in Texas


Here are some popular plans in Texas to compare from the beginning of 2024. We know that many Texans are looking for some of the best rates like in Dallas and Houston. So, we’re hoping that by comparing these plans, you’ll find the best rates possible!

Comparisons of Plans:

12 Month Prepaid by Payless Power

  • Contract Terms: Fixed Rate for 12 months
  • Fixed Charges: $4.23/month by Oncor + $1.60/day by Payless Power
  • Energy Charge: 9.50 ¢ / kWh
  • Total kWh Price with Oncor Fees: Ranges from 14.5979 ¢ / kWh to 20.2 ¢ / kWh depending on consumption

6 Month Prepaid by Payless Power

  • Contract Terms: Fixed Rate for 6 months
  • Fixed Charges: $4.23/month by Oncor + $1.60/day by Payless Power
  • Energy Charge: 8.90 ¢ / kWh
  • Total kWh Price with Oncor Fees: Ranges from 13.9979 ¢ / kWh to 19.6 ¢ / kWh depending on consumption

Free Nights by Acacia Energy

  • Contract Terms: Variable Rate
  • Fixed Charges: $4.23/month by Oncor + $0.95/day by Acacia (if consumption < 16 kWh)
  • Energy Charge: 21.20 ¢ / kWh (daytime); Only TDU fees at night
  • Total kWh Price with Oncor Fees: 26.2339 ¢ / kWh during the day

Free Weekends by Acacia Energy

  • Contract Terms: Variable Rate
  • Fixed Charges: $4.23/month by Oncor + $0.95/day by Acacia (if consumption < 16 kWh)
  • Energy Charge: 19.16 ¢ / kWh (weekdays); Only TDU fees on weekends
  • Total kWh Price with Oncor Fees: 24.1939 ¢ / kWh during weekdays

100% Clean Energy by Pogo Energy

  • Contract Terms: Variable Rate
  • Fixed Charges: $4.23/month by Oncor + $0.30/day by Pogo
  • Energy Charge: 13.40 ¢ / kWh
  • Total kWh Price with Oncor Fees: Ranges from 18.4339 ¢ / kWh to 21.2 ¢ / kWh depending on consumption

Additional Insights:

  • Payless Power ensures a fixed kWh rate for both 12 and 6 months, shielding you from unexpected price hikes, while still offering the convenience of prepaid electricity.
  • Acacia Energy and Pogo Energy provide variable-rate plans. Be cautious, as the kWh price can fluctuate monthly, especially in the summer months when electricity prices tend to spike suddenly.

Related post: What are the Cheapest Off Peak Hours for Electricity in Texas by City?

Comparison Chart of Texas Prepaid Electricity

Electricity Company Plan Name Monthly Service Charge Energy Charge Estimated Monthly Cost*
Payless Power 12 Month Prepaid $49 (Fixed + Oncor) 9.50 ¢ / kWh $95 – $180
Payless Power 6 Month Prepaid $49 (Fixed + Oncor) 8.90 ¢ / kWh $89 – $175
Acacia Energy Free Nights $28.95 (Fixed + Oncor) 21.20 ¢ / kWh (day) $106+ (varies greatly by usage time)
Acacia Energy Free Weekends $28.95 (Fixed + Oncor) 19.16 ¢ / kWh (weekday) $100+ (varies greatly by usage time)
Pogo Energy 100% Clean Energy $13.23 (Fixed + Oncor) 13.40 ¢ / kWh $67 – $148

*Estimated Monthly Cost is based on typical usage of 500 kWh, 1000 kWh, and 2000 kWh. Actual costs will vary based on actual usage and the specific times electricity is used (especially for plans with time-based rates).

In this table:

  • Monthly Service Charge combines the daily fixed charge by the provider and the fixed charge by Oncor into a single, estimated monthly amount for simplicity.
  • Energy Charge is the rate per kWh charged by the electricity plan.
  • Estimated Monthly Cost gives a range from lower to higher usage, providing a rough estimate of what a homeowner might expect to pay per month. It’s noted that for plans with time-based rates, the actual cost will vary greatly based on when the electricity is used (e.g., day vs. night).

Which Prepaid Electric Provider has the Cheapest Rate?

Our analysis of the six EFLs reveals the all-in rates for each plan, encompassing both the provider’s electricity rate and the standard Transmission and Distribution Utility (TDU) charges. It’s crucial to note that plans offering free energy periods may actually cost more than the basic plans. Once again, Payless Power emerges as a frontrunner, offering the most competitive rates among the various prepaid electric companies in Texas.

In conclusion, while searching for the cheapest prepaid electricity in Texas, it’s imperative to consider not just the sticker price, but the overall value and reliability of the service. Whether your priority is the lowest electricity rates in Texas, top-notch customer service, or eco-friendly energy options like those offered by Pogo Energy, the right choice is out there. Equip yourself with these insights and choose a plan that not only powers your home efficiently but also aligns with your financial and lifestyle goals.

Related post: Who is the Cheapest No-Deposit Energy Company in Texas?

Is a Prepaid Electricity Plan Right for You?

Deciding whether a prepaid electricity plan suits your lifestyle and budget requires careful consideration. These plans are distinct from traditional postpaid services, offering unique benefits and considerations. Here’s a comprehensive look at what prepaid electricity plans entail, helping you determine if they align with your needs:

1. Upfront Control Over Expenses: Prepaid plans allow you to pay for your electricity usage in advance. This setup is ideal if you prefer a hands-on approach to budgeting, as it offers a clear picture of your energy expenses upfront, preventing unexpected bills at the end of the month.

2. No Long-term Contracts or Credit Checks: One of the significant advantages of prepaid plans is the lack of long-term contracts or credit checks. This feature is particularly beneficial if you have a variable income, are a student, or someone who prefers not to commit to a lengthy contract. Additionally, without the need for a credit check, you can start service quickly, often on the same day.

3. Daily Monitoring and Management: Prepaid plans typically come with tools that allow you to monitor your daily electricity usage and balance. This real-time feedback can help you adjust your usage habits to save money and energy, making it a proactive solution for energy management.

4. Potential for High Rates and Additional Charges: While prepaid plans offer transparency and control, they may also come with higher rates per kilowatt-hour compared to traditional postpaid plans. Additionally, daily charges and fees, as seen with providers like Payless Power and Acacia Energy, can add up. It’s crucial to read the fine print and understand all the potential charges involved.

5. Flexibility and Freedom: Prepaid electricity plans provide the flexibility to change plans or providers without facing hefty termination fees. This freedom is particularly appealing if you’re someone who moves frequently or likes to keep your options open.

6. Risk of Service Interruption: If your account balance runs out, your electricity service may be interrupted. While many providers offer easy and quick ways to top up your balance, maintaining a positive balance is essential to avoid service disruptions.


In conclusion, a prepaid electricity plan can be an excellent choice if you value flexibility, control, and the ability to closely monitor and manage your energy usage. However, it’s essential to weigh the benefits against potential higher rates and the need for diligent balance management. Understanding your own consumption habits, budget preferences, and the specifics of each plan will guide you in making an informed decision that best suits your lifestyle and energy needs.

Related post: What are the Best Austin, Texas Electricity Rates?

Do you Need Cheaper Electricity?

If you’ve taken the time to understand the information on your bill and discovered you’re paying more than you’d like for your electricity, have you looked around for a cheaper deal? The Energy Professor has a wealth of information on ways to save on your utilities, including details of top deals that could significantly reduce your monthly or quarterly electricity bills.

We hope you found this article helpful! If you are looking for ways to increase energy efficiency and sustainability in your home be sure to look at the latest renewable energy options in your area. The Energy Professor helps residential and small business owners find qualified energy suppliers in New YorkNew JerseyPennsylvania, Texas, Ohio, Maryland, Illinois, and Massachusetts.

Nik Chapman

Nik Chapman is the Executive Editor of The Energy Professor with lifelong passion for studying and exploring the natural environment. Nik has a Bachelor of Science in Environmental Sciences and Biology and has specialized in work with Green Energy, Renewable Energy and Environmental Justice. Nik has worked directly with small communities and nonprofits to help make environmental education more accessible for everyone. Nik currently lives in Washington State and enjoys tide pooling on the Oregon Coast and taking hikes to local waterfalls